Did you know that 13% of drivers on the road do not carry an appropriate amount of car insurance coverage? In fact, many drivers do not carry car insurance coverage at all. If you are involved in a car accident with an uninsured driver, it can become more difficult to recover the compensation you deserve. At the Law Offices of John Rapillo, our accident attorneys can help you get the money you need after an accident, even if the at-fault driver is underinsured. Read our frequently asked questions page and call us at 949-675-5060 to learn more.
When you have been in an accident with an underinsured or uninsured driver, your insurance coverage will usually cover your damages, however, you do not have to rely on uninsured motorist coverage to get the money you need after an accident. In California, you have the option of filing a personal injury lawsuit for damages.
This lawsuit can be filed against the uninsured driver and/or any other person who may be responsible for your accident and injuries. Anyone whose negligence causes you harm can be held financially responsible.
Other potentially liable parties include:
It is important to understand that there may be limits to the amount of compensation you can recover from an at-fault driver in a civil lawsuit. If the driver did not have the financial resources to buy appropriate car insurance coverage, they may not have the assets or resources to compensate you for your injuries.
There have been cases where the injured party has won a lawsuit but been unable to collect damages because the defendant was incapable of paying. When you are injured by an underinsured driver, your attorney will search for other potentially liable parties with deeper pockets to pay for (at least some of) your damages.
Have you been injured in an accident with a driver who is not covered by car insurance? At the Law Offices of John Rapillo, we can help you get the money you deserve. We can help you navigate an uninsured motorist claim and/or file a personal injury lawsuit for damages.
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